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Personal Banking


Fast. Safe. Secure.

Let Taylor County Bank help you bank smarter with checking and savings accounts, loans, banking packages, Internet Banking with Bill Pay and much more! Taylor County Bank covers all your personal banking needs with user-friendly accounts and secure online services.

Follow our links for more information.


Checking

There is nothing like the personal touch that comes from a bank whose roots are firmly planted and bears the name of its home county. Taylor County Bank is proud to be the Only Hometown Bank in the county, and we pride ourselves in offering the best checking accounts and personal service in the area.

Just compare our checking with any of the banks in town and you'll see why we ask; "Why would you bank anywhere else?"

Everyday Checking

  • No Monthly Service Fee
  • No Minimum Balance ($100 deposit at account opening.
  • Unlimited Transactions
  • Visa Debit Card Available**
  • Mobile App
  • Online Banking
  • Bill Pay
  • Telephone Banking
  • e-Statements (Paper statements available - $2 fee may apply.)

First Class Checking

  • $6 Monthly Service Fee ~
  • No Minimum Balance ($100 deposit at account opening.)
  • Unlimited Transactions
  • Visa Debit Card Available**
  • Mobile App
  • Online Banking
  • Bill Pay
  • Telephone Banking
  • Choice of e-Statements OR Paper Statements
  • Hometown Shopper Card
  • Identity Theft Protection
  • Cell Phone Protection
  • Safety Deposit Box Discount
  • $10,000 Accidental Death or Dismemberment Insurance*
  • Photocopy Service
  • Savings Round Up
  • 2 FREE Boxes of Club Checks Per Year
  • 2 FREE Temporary Debit Limit Increases Per Year
  • 2 FREE Domestic Wires Per Year
  • 2 FREE Stop Payments Per Year
  • 3 FREE Chasier's Checks Per Month
  • Interest Bearing on Entire Balance
  • Cash Back Rewards
  • Health Care Option on CDs

~$5 Monthly Service Fee for Military Customers or Customers Age 50+

Hometown Advantage Checking

  • $5 Monthly Service Fee
  • No Minimum Balance ($100 deposit at account opening.)
  • Unlimited Transactions
  • Visa Debit Card Available**
  • Mobile App
  • Online Banking
  • Bill Pay
  • Telephone Banking
  • Choice of e-Statements OR Paper Statements
  • Hometown Shopper Card
  • Identity Theft Protection*
  • Cell Phone Protection
  • Safety Deposit Box Discount
  • $10,000 Accidental Death or Dismemberment Insurance*
  • Photocopy Service
  • Savings Round Up
  • 2 FREE Boxes of Club Checks Per Year
  • 2 FREE Temporary Debit Limit Increases Per Year
  • 1 FREE Domestic Wire Per Year
  • 1 FREE Stop Payment Per Year
  • 1 FREE Cashier's Checks Per Month

Stop in or call for complete details.


* Insurance is not a deposit, not FDIC insured, not an obligation of or guaranteed by the financial institution or an affiliate, and not insured by any agency of the U.S.
** Fees for designer cards apply.


Savings Account

A savings earns interest that's paid quarterly. There is no service charge with a minimum balance of $100. If more than six withdrawals made per quarter, excess item fee of $2.00 for every item after six. A $7.50 fee will be charged if the balance falls below $100 any day during the cycle. (Note: Children under twenty-three years old are exempt from the balance requirement.)


Christmas Club

A special account for those wanting to ease the financial strain of the holiday season. Accounts start with a minimum of $2.00 and a maximum of whatever you choose. You decide how much and how often you make a deposit. Can't get any easier than that!


Kids Saver & Teens Saver Club

Taylor County Bank wants every child to learn how to manage money. Kids Saver Club is a savings account for children up to age 12 that allows them to watch their savings grow and earn interest. In addition, they are eligible for reward stars that can be redeemed for prizes. Teens Saver Club is for ages 13 – 17 and once they reach age 14, they become eligible for the Teens Saver Club Checking. The signature of a parent or guardian is required.


Money Market

Offers you the convenience of writing checks while earning interest on your savings. Interest rates are subject to change and are tiered based on the balance in your account. Transactions are limited to six per month. There is a $10 per item charge for excess transactions and a monthly service charge of $10 if your balance falls below $500 on any day of the statement cycle.


VIP Money Market

Works the same as our Money Market account with interest rates based on higher tiered balances. The monthly service charge of $10 is assessed if your balance falls below $25,000 on any day of the statement cycle.


Certificates of Deposit

Designed for those with longer-term goals, with rates set weekly and guaranteed until maturity. Renewable investment options range from 91 days to 5 years, with minimums varying per investment.


IRA

An Individual Retirement Account offers any working individual a chance to set money aside for retirement, with interest that's tax-deferred. IRAs generally pay a competitive rate of interest. Ask a Customer Service Representative for more information.

An IRA account will let you save for the future and you'll pay no taxes on interest you earn until you begin making withdrawals. Qualified contributions are also tax deductible for even greater tax savings. A minimum deposit as low as $100 is required to establish an IRA Savings Account. See a Customer Service Representative to obtain a complete disclosure of account terms and Annual Percentage Yield information, if applicable.